G. V. Fedotova, E. R. Orlova, I. E. Bocharova Problems of Digital Financial Services Cybersecurity
G. V. Fedotova, E. R. Orlova, I. E. Bocharova Problems of Digital Financial Services Cybersecurity

Problems of digital financial services security are regarded in the article. As many digital financial services function exclusively in online-format, additional risks, connected with cyberbullies attacting security systems appeared. Pandemia and forced quarantine of the last three years made many users to realize transfers and payments remotely. At the same time, the number of thefts from customer’s accounts of has grown as well. Existing cybersecurity systems react, as a rule, just to the fact of the thefts and appearance of new fraudulent schemes. Now it is not enough, it is necessary to predict possible attacts of the scammers, as low level of refund of stolen amounts let cyberbullies finance their shadow activity further. Therefore it is necessary to form a new approach to constructing security system. As such an approach the ontology method is proposed. It can present the entire mechanism of the transaction in detail and detect a vulnerability in the existing system in advance.


financial services, cybersecurity, digitalization, digital economy, protection.

PP. 37-45.

DOI 10.14357/20718632220205

1. Solovyev, A.V. 2022. Problema opredeleniya elektronnogo dokumenta dolgovremennogo khraneniya [The problem of defining an electronic document for long-term storage] // Informatsionnyye tekhnologii i vychislitel'nyye sistemy [Information Technology and Computing Systems] 1: 47-54. doi: 10.14357/20718632220106.
2. Solovyev, A.V. 2020. Long-Term Digital Documents Storage Technology. Lecture Notes in Electrical Engineering. 641: 901-911. doi: 10.1007/978-3-030-39225-3_97.
3. Emelyanov, N.E. 1988. Vidy predstavleniya strukturirovannykh dannykh [Types of representation of structured data]. Teoreticheskiye osnovy informatsionnoy tekhnologii. Sbornik trudov VNIISI. [Theoretical foundations of information technology. Collection of works of VNIISI]. 22: 42–46.
4. Emelyanov, N.E. 1987. Teoreticheskiy analiz dokumentnogo interfeysa [Theoretical analysis of the document interface]. Vsesoyuznyy nauchno-issledovatel'skiy institut sistemnykh issledovaniy [All-Union Research Institute for System Research]. 40 p.
5. Grigoriev, O.G. at al. 2021. TITANIS: A Tool for Intelligent Text Analysis in Social Media. Artificial Intelligence. RCAI 2021. Lecture Notes in Computer Science. Springer, Cham. 12948: 232-247. doi: 3-030-86855-0_16.
6. Belova, A.N., Solovyev, A.V. 2012. Postroyeniye baz dannykh vzaimosvyazannykh dokumentov [Building databases of related documents]. Trudy ISA RAN [Proceedings of the ISA RAS]. 62(3): 25-30.
7. Typical requirements for automated electronic document management systems. Specification MoReq // Office for Official Publications of the European Communities as INSAR Supplement VI, ISBN 92-894-1290-9.
8. GOST R 7.0.10-2019 (ISO 15836-1:2017) System of standards for information, librarianship and publishing. The Dublin Core metadata element set. Basic (core) elements.
9. Solovyev, A.V. 2021. Resheniye problemy interpretatsii tsifrovykh dannykh dolgovremennogo khraneniya [Solving the problem of interpreting digital data for long-term keeping]. Trudy ISA RAN [Proceedings of the ISA RAS]. 71(2): 43-49. doi: 10.14357/20790279210206.
10. Solovyev, A.V. 2020. Authentication control algorithm for long-term keeping of digital data // IOP Conference Series: Materials Science and Engineering (MSE). 862(5): 052080. doi: 10.1088/1757-899X/862/5/052080.

2024 / 01
2023 / 04
2023 / 03
2023 / 02

© ФИЦ ИУ РАН 2008-2018. Создание сайта "РосИнтернет технологии".